Monthly Cash Flow Projector
What will my cash position look like next month?
Your numbers
Result
Projected closing cash
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How this is calculated
Profit is not cash. Suppliers get paid on different terms than customers pay. This projector rolls in revenue, COGS, operating costs, receivables and payables to estimate your net cash change for the month.
- Inflow = revenue + receivables collected
- Outflow = COGS + opex + payables
What to make of the number
Keep a minimum 2-month operating cash buffer to survive supply chain shocks.
Frequently asked questions
Why count receivables/payables?
Accrual profit ≠ cash. Suppliers must be paid regardless of when customers pay you.